Wild Wednesday may be over, but the Atlantic storm that battered the UK yesterday has underlined the frailty of our personal finances. With hundreds of thousands of people now facing the consequences of 100mph winds and extensive flood damage, it becomes startlingly apparent that most of us have no Plan B to cope with major or even minor incidents; according to a 2013 Scottish Widows survey eight million people in the UK have zero savings to their name.
At Savoo, we believe that everyone should have an emergency financial plan to deal with unexpected events like Wild Wednesday (or even small problems like the car breaking down!) Here we show you how.
I am sure you have all heard about major energy companies reducing the price of their gas this past week, offering consumers a meagre 5% reduction after increases of more than 15% at the end of last year. Whilst we must be grateful for small mercies, this small reduction is unlikely to give any major relief to cash-strapped Brits facing a barrage of incentives.
After conducting a little research for you savvy shoppers out there, I
have come up with a few ways in which you can improve your home, lower
your energy consumption and increase your bank balance. Not only
will these tips save you money but they will also help you to become
more environmentally friendly, giving everyone a helping hand.
I know you are probably sick of being told about it but Christmas really isn't that far away now. The end of this week will mark the beginning of December and, therefore, the official countdown to Christmas. So, with just over 25 days left to go before the big event, what is there to be done?
We're a house proud lot in the UK; our homes are our castles and our
gardens are a refuge away from the stresses and strains of modern day life. But, with most of us looking to keep our spending to a minimum and the
majority of us looking for ways to save money anyway we can, finding the extra
money to pay for sprucing up your home can become increasingly expensive.What's the best way to DIY on a budget?
Deals, coupons and promotions are all wonderful but nothing beats free! Free cheese samples at the grocery store? I am there. No lactose intolerance is going to slow me down! Next time your friends swing by the flat with a six-pack, why not save the carrier, cover it with attractive paper and transform it into a pretty carrier to store craft supplies, tools or even eating utensils for a picnic? How about taking free paint chip samples from the hardware store and using them to spice up packaging for your bake sale goods or your Christmas presents?