Wild Wednesday may be over, but the Atlantic storm that battered the UK yesterday has underlined the frailty of our personal finances. With hundreds of thousands of people now facing the consequences of 100mph winds and extensive flood damage, it becomes startlingly apparent that most of us have no Plan B to cope with major or even minor incidents; according to a 2013 Scottish Widows survey eight million people in the UK have zero savings to their name.
At Savoo, we believe that everyone should have an emergency financial plan to deal with unexpected events like Wild Wednesday (or even small problems like the car breaking down!) Here we show you how.
I know you are probably sick of being told about it but Christmas really isn't that far away now. The end of this week will mark the beginning of December and, therefore, the official countdown to Christmas. So, with just over 25 days left to go before the big event, what is there to be done?
By Marc Lockley, Guardian Online Columnist and Author of "How to Pay Less For More"
It took a while but we got there, winter chill is kicking in and the heating systems are beginning to ignite but soaring costs have meant around 4 million homes in England have been hit by fuel poverty which is measured by a homeowner spending 10% or more of their income on fuel.
Benjamin Franklin once said "in this world there is nothing certain but death and taxes" though I feel rising energy costs could soon be added to this quote. To thwart escalating prices over the last eighteen months I have looked at practical ways to save and my efforts have been rewarded with £180 annual saving. Considering the recent price hikes, I'm pleased with this.
I don't know about you but this gloomy weather is seriously putting a dampener on my productivity around the house. The dirty laundry sits in the hamper for days and only gets washed because nothing passes the sniff test, I eat cookies for lunch instead of a real meal because everything else requires preparation and blog posts don't get written until the very last minute (many apologies to my dear editor!)
For longer than many of us would care to remember, we have been a house proud nation. This has often involved going to extreme (and often expensive) lengths to create the perfect home to show off to friends and family.
However, these are undeniably tough times for most Brits financially.
Unemployment is on the rise, the cost of living is still soaring and
disposable income is hard to come by in general.
Follow these tips to make the most of your home for less;
By SavooStaffGuest Blogger
Money Saving Tips
Deals, coupons and promotions are all wonderful but nothing beats free! Free cheese samples at the grocery store? I am there. No lactose intolerance is going to slow me down! Next time your friends swing by the flat with a six-pack, why not save the carrier, cover it with attractive paper and transform it into a pretty carrier to store craft supplies, tools or even eating utensils for a picnic? How about taking free paint chip samples from the hardware store and using them to spice up packaging for your bake sale goods or your Christmas presents?