Over a third of people will dip into their savings this Christmas to cover the cost of the festive season and some will even use their overdraft. According to a recent MoneySupermarket poll, some 24% will use an existing savings account to finance the winter holiday and an organised 10% will use a savings scheme which they've been adding to throughout the year.
With a maximum of just two more paydays until Christmas, one in ten people will be rocking a financial hangover in the New Year as they plan to put festive spending on a credit or store card.
While plastic can be a temporary solution to low disposable income, one expert has been warning shoppers of the dangers of opting for increasingly popular cashback cards.
Sarah Pennells, founder of the Savvywoman financial website, said that this type of card is appealing mostly to high spenders, as customers would generally need to spend well in excess of £1,000 a month to make the card "truly worthwhile".
By Jenny MacLeanGuest Blogger
at 8:59AM, a year ago |
Money Saving Tips
The world wide web is host to roughly one gazillion computer-tonnes of
information (that's what information is measured in right?) and word on
the internet is that Apple has 'accidentally' leaked some details about
the new iPad to the public. Surely what has been shown is enough to get
everyone pumped for a completely new revolutionary device filled with
lots of neat gadgets that is completely worth the extra £100 or so in
comparison to the older iPads? Well... almost.
Don't get me wrong Apple fans, the information given so far has been
pretty good. A faster processor, higher resolution screen and the
installation of Siri isn't something to scoff at but to a student it
may not be enough to warrant the cost.
at 8:21AM, 2 years ago |
Technology and Gaming
Chances are pretty good that you missed out on that HP Touchpad firesale from about a month back. I certainly know I did. Though I'm not terribly disappointed (how can I miss something I never had in the first place?) there may be another shot for us at an inexpensive tablet yet. This Wednesday, Amazon is set to reveal their own entry into the tablet market – the aptly named Kindle Fire. Get it? Because kindle, fire, Kindle Fire?
at 8:27AM, 2 years ago |
Technology and Gaming
HTC and the Apple iPad were the big winners at this year's T3 Gadget Awards, taking home the prizes for Brand of the Year and Gadget of the Year respectively. While both were well deserving of their prizes (HTC has been invaluable for Google during its push to usher Android OS into the marketplace and the iPad has helped bring tech to the mainstream), I'm still having a hard time figuring out why there needed to be an award show to help us determine these things. Granted, I'm not even a fan of awards for movies and television shows but at least recognising those things is somewhat understandable. Often times, the best shows and best performances will go unacknowledged by viewers or box office receipts. So, crediting them, if only with an award, is vaguely reasonable.
There's been word that Microsoft's forthcoming Internet
Explorer 9 (IE9) is a substantial leap forward from the previous iterations of
the company's standard web browser. To this, we respond that it's about time.
IE9 has long been criticized for its lack of adherence to web standards,
security vulnerabilities, and overall unimpressive speed, especially compared
to free counterparts such as Mozilla's popular Firefox browser, and Google's
Chrome. However, news about IE9 has leaked, which states that the browser now
scores a 95 on the Acid3 CSS test, and has expanded HTML5 support.
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