Top Tip
Verified (verified by Savoo deals team)

Plum Plan Max from £14.99

Top Tip
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Plum Plan Plus from £3.99

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Plum Plan Boost from £7.99

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Money for Life at Plum

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Plum Pension

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Free Basic Plum Plan

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95 Days Notice Pocket at Plum

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Cash ISA at Plum

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Lifetime ISA at Plum

Popular Plum Discount Codes

Discount Last verified Redemptions
Plum Plan Max from £14.99 11 May, 2026 Used 11 Times
Plum Plan Plus from £3.99 11 May, 2026 Used 3 Times
Plum Plan Boost from £7.99 11 May, 2026 Used 5 Times
Money for Life at Plum 11 May, 2026 Used 1 Time
Plum Pension 11 May, 2026

Plum FAQs

Can I get a Plum discount code?

Plum discount codes are currently unavailable. But you don’t actually need a physical code to get a discount for Plum’s finance solutions. For starters, a £5-£10 bonus is often active, so keep an eye out for it. You can often earn a discount when referring friends to Plum.

Savoo’s deal experts are constantly looking for new Plum discounts, so come back soon if you don't find any.

Is my money safe with Plum?

Plum is a safe and legitimate fintech app regulated by the FCA. While they are not a bank, they are a fully regulated company that works with two regulated bodies to keep your money safe.

You can feel confident that your payments are always secured in segregated accounts with one of their partner banks, depending on which Plum product you’ve picked. For your peace of mind, you can check whether your money is protected using the official FSCS protection checker.

What is the typical Plum interest?

The typical interest rate for Plum Interest is roughly 3.67% Variable Annual Rate (VAR) for subscribers on the top-tier payment plan. If you’re happy not accessing your savings and want to maximise interest, the 95-day notice comes with a 4.08% AER (variable).

Can I withdraw my money easily from Plum?

Yes, you can easily withdraw money from Plum to your bank account. Open the Pockets section of the Plum app and head to the Primary Pocket. From here, you should see a withdrawal button.

Is it easy to sign up to Plum?

Plum prides itself on how easy it is to sign up for their personal finance accounts. In fact, it generally takes between two and five minutes to download the Plum app and get yourself a cash ISA or lifetime ISA. All you’ll need is a smartphone, your personal details and a National Insurance number, as well as access to your bank account.

What happens if Plum goes bust?

Don’t worry, your money is safe, even if something happens to Plum or one of its partners. Plum carefully selects its providers and only works with regulated companies with a strong track record. So, if they do go bust, your money will stay protected because funds are held in segregated, third-party bank accounts. Easily get your money back, though it may take longer than with a standard bank.

How to Save More Money at Plum

Savoo has found some tips and tricks to help you maximise your savings and get the best budgeting tool for your financial needs.

Plum NHS Discounts & Deals

Plum offers an extra £5 bonus for NHS workers. All you have to do is click the link on the Health Service Discounts page for the bonus to get automatically added once you’ve signed up. It’s a little thank you from Plum for all the hard work you do.

Get Help to Budget Better from Plum

Stop dipping into your overdraft with Plum’s technology. Plum stands out from other budgeting tools due to their advanced algorithm, which analyses your transaction history to calculate what you can and can’t afford. It will help you better understand your financial habits and prevent overdrawing your account.

Automatically Put Money Aside

Set your goals and choose how you want to divide your money between savings and investments, and Plum will take care of the rest. Use Moods to tell Plum how confident you are, and they will adjust their algorithm accordingly. Plum believes the trick to growing your savings is to make good choices and, more importantly, stick by them.

How to Use a Plum Discount Code

You no longer need to enter a Plum discount code at checkout when you sign up.

Now, discounts are applied automatically through offers like newsletter sign-ups, free trials, or introductory promotions. The best current saving is off.

Recently Expired Plum Discount Codes & Deals

95 Days Notice Pocket at Plum